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Russia’s average mortgage rate fell to 9.57%

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Russia’s average mortgage rate fell to 9.57%

According to the Central Bank of Russia, the average ruble rate on mortgage housing loans in Russia has reached a minimum in April, amounting to 9.57%, RIA Novosti reported on Wednesday.


This continued the trend of the mortgage interest rate reduction observed in the Russian real estate market over the course of this year. So, earlier in March, a record was set at 9.64%, while in February the average rate was 9.75%, in January — 9.85%.

The reduction in the interest rate stimulated banks to increase volumes of ruble mortgage loans. As a result, over the past three months, such loans accounted for a quarter of the total volume of ruble loans issued to individuals. While in April, banks issued more than 125,000 loans worth about 250 billion rubles, which is 53.5 and 66.7% higher than in the same period in 2017, respectively.

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