According to the company’s analysts, the mortgage loan market have overcome the consequences of the crisis and will start growing in the beginning of 2017. The volume of mortgage lending in 2017 is expected to reach the record-breaking 1.8 trn roubles (about $30bln), and the mortgage loan rates are forecast to go down to 11% and lower, as the main tendency of 2016 was the rates decrease as they reached the level of 2014.